Question:   I didn't think I needed a prenup.  I met my husband when we were in college at the University of Georgia.  I dropped out of school and we got married and had three kids.  I've been a stay-at-home mom for 18 years.

About 6 months ago I caught my husband cheating.  I thought he was out playing golf but a friend texted me that she saw him at a hotel with another woman.  My friend was at the hotel because her husband had a business dinner at the hotel with his company.  The hotel is in Alpharetta.

When my husband came home at about 3:00 a.m. he admitted to the affair and said he had been seeing her for about 2 years.  They met at Hooters.  She now works at his company just off of Windward Parkway.

I have spoken to several divorce attorneys and they have told me that I'm going to probably get a divorce settlement that will not be enough money to keep me and the children in the lifestyle we are accustomed to.  I like horses, tennis, convertible cars, nice jewelry and expensive clothes.  I feel like I've earned them! 

My mother always told me to get a prenuptial agreement because her first marriage didn't work out and she struggled financially.  But I didn't listen to her.  I thought we'd always be married.  Now I'm shocked to find out that I'll be financially hurting.

I know I should I gotten a signed prenup.  Now is there anything that I can do to help my financial future?

P.O. in Alpharetta

Answer:   Unfortunately, the time to sign a prenuptial agreement is before you are married.  However, it is possible to enter into a postnuptial agreement after you are married.  (A postnup is basically the same thing as a prenup, just signed after you are married.  A postnuptial agreement can be entered into even after years of marriage.) 

In your case, though, it is highly unlikely that your husband will now want to execute a postnuptial agreement because it sounds like a divorce is imminent.

Sadly, we field these sorts of questions fairly regularly.  Many times a couple is about to go through a divorce and one of the parties wishes that he or she had gotten a prenuptial agreement or even a postnuptial agreement.

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