Question: I got served with a lawsuit and now that I'm being sued I need to file for bankruptcy. I don't want to go to court because I can't take time off work and I don't have money to pay the lawyers who are suing me and I need help now, like immediately.
I had a Visa card and I admit I haven't paid it in a few years. Now the bank, SunTrust, is suing me. I don't have the money to pay although hopefully in the future I will. Now I'm working and making decent money, but my wife doesn't work (never has!) and we have three kids at home and they're all young. I've got a mortgage, three cars, a boat at Lake Lanier, and I'm paying child support to my ex-wife for two children. So even if I wasn't getting sued I've have to file bankruptcy anyway.
We live in Alpharetta, at Avalon, and it's kind of expensive and at the end of each month I just don't have much money at all. I'm usually in the negative in my bank account each month. I just started treatment for a gambling problem and that was a drain on my income, I lost betting baseball, football and hockey.
I work in Atlanta now, in Buckhead, so I commute every day. I need to know if you can make this lawsuit go away if I file bankruptcy. I need to know if filing bankruptcy will stop the lawsuit because I can't spend my time and money fighting a lawsuit I'm sure I'll just lose. I've never been sued, but now I think a lot of lawsuits will be happening and I need a great bankruptcy lawyer, like you.
J.S. in Alpharetta, GA
Answer: Many lawsuits are filed every day in the state of Georgia. Many of these legal actions involve the non-payment of debt. They can involve credit card debt, personal loans, student loans, doctor bills, hospital bills, etc. There are law firms who only sue debtors to collect money for creditors. Sounds like one of them is suing you.
If you file bankruptcy in the Northern District of Georgia, you can eliminate the debt you are being sued on. If we file bankruptcy before your court date, you may not even have to go to court for the lawsuit. Many people get served with legal papers and only then contact a bankruptcy lawyer. So it's best to do it before facing a lawsuit. But, yes, we can get rid of the lawsuit if we file either a chapter 7 or chapter 13 bankruptcy.
Please call us at 678-215-4106 for a free consultation and case review.